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Personal Loan

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Banker4u.com was designed with some really smart technology to make comparing and applying for loans ,credit cards and insurance simple, intuitive and accessible on your computer or smartphone.

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Get personal loans of up to Rs.40 lakh and above at attractive rates starting at 8.80% p.a. with flexible tenures of up to 7 years. The processing fee varies between 0% and 3% of the loan amount.

 

Bank Name

Interest Rate

Processing Fee

Loan Amount

Tenure

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Kotak Mahindra Bank

10.50% - 16.99%

Fixed

Up to 2.50%

One time fee

Rs.50K - Rs.25L

1 - 5 Years

HDFC Bank

10.75% - 21.50%

Fixed

Up to 2.50%

One time fee

Up to Rs.40L

1 - 5 Years

IndusInd Bank

11.00% - 16.75%

Fixed

Zero

One time fee

Up to Rs.25L

1 - 5 Years

Shubh Loan

25.00% - 32.00%

Fixed

3.00%

One time fee

Rs.75K - Rs.5L

1 - 4 Years

Tata Capital

11.25% - 14.49%

Fixed

Up to 2.50%

One time fee

Up to Rs.20L

1 - 6 Years

Fullerton

11.99% - 25.00%

Fixed

3.00%-6.00%

One time fee

Up to Rs.25L

1 - 5 Years

Home Credit

13.00% - 30.00%

Fixed

Up to 2.50%

One time fee

Rs.50K - Rs.2L

1 - 4 Years

PaySense

18.00% - 36.00%

Fixed

2.0%-3.0%

One time fee

Rs.1L - Rs.5L

1 - 5 Years

CitiBank

10.50% - 17.99%

Fixed

0.50% - 3.00%

One time fee

Up to Rs.30L

1 - 5 Years

Ujjivan Small Finance Bank

16.50% - 20.00%

Fixed

Up to 2.00%(Min ₹2,000)

One time fee

Up to Rs.15L

1 - 5 Years

InCred Personal Loan

18.00%

Fixed

2.00%-5.00%

One time fee

Rs.50K - Rs.7.5L

1 - 5 Years

Edelweiss Salaried

17.00% - 26.00%

Fixed

2.00%

One time fee

Rs.2L -Rs.20L

0.5 - 4 Years

Yes Bank

20.00% - 22.00%

Fixed

2.50%

One time fee

Rs.50K - Rs.2L

1 - 3 Years

Aditya Birla Capital

11.00% - 13.75%

Fixed

1.00%

One time fee

Up to Rs.30L

1 - 5 Years

India Infoline Finance Ltd.

13.49% - 19.99%

Fixed

Up to 2.00%

One time fee

Up to Rs.25L

1 - 5 Years

ICICI Bank

10.99% - 16.25%

Fixed

0.75% onwards(Min ₹999)

One time fee

Up to Rs.20L

1 - 5 Years

IDFC First Bank

15.00% - 22.00%

Fixed

Up to 3.50%

One time fee

Up to Rs.25L

1 - 5 Years

Our clients say

"BAJAJ FINANCE has offered a pre approved personal loan offer and I accepted for the same. I have taken this loan 2 months back. The process was smooth and submitted required docuemtns within 1.5 hrs amount was credited to my account with 1.64L with tenure period of 4 years. The rate of interest is 18% which is high. Fee was deducted of 9K. There is pre closure option after 30 days with charge of 4%. EMI need to pay the amount of 4K. The best which I would like to say is online process was done with short term. "
Rahul Chaudhary
Delhi
"I have taken personal loan from HDFC bank as I need some loan for personal reason. It was nice because the loan was sanctioned on time.The interest rate is 13%. The tenure of the loan is for 4 years but it have completed only 1.5 years. I got my loan easily without any delay."
Sakshi Sharma
Gurugram
"The tenure for ICICI personal loan is for 3 years, I have taken the loan for some personal purposes. I got my loan statements on time but the interest rate of the loan is 12% which is bit high for me. I wish the bank can reduce it up to 10%. Otherwise everything is good about the loan."
Amandeep Gupta
Noida
"The rate of interest and processing fee was very high on Capital First since requirement was there taken this loan . I have got callback from capital first and there was proper response as well. This loan is still active and the loan got sanctioned on time .The loan amount was 2.5lakhs for the tenure of 3 years ."
Jaspreet Kour
Faridabad

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